Money Market Accounts

Considering the seasonality of agricultural revenue we have a variety of accounts to help you manage earnings on liquid funds.

Young Dacotah Money Market

Start your son, daughter, or grandchild who are 18 and under on the road to financial freedom with the Young Dacotah Money Market account – Contact Us!

  • No minimum balance required to open
  • Competitive interest rate compounded quarterly
  • Get convenient quarterly statements by mail or go green with eStatements for those 13 and older
  • No service charge or minimum balance required
  • Free online personal banking for those 13 and older 
  • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
  • Make mobile deposits from your smart phone or tablet for just 50 cents each
  • Enjoy $250,000 FDIC protection – visit www.fdic.gov

Money Market

Earn while you save with the Money Market account – Contact Us!

  • $100 minimum balance to open and maintain
  • Earn rates adjusted according to market conditions
  • Get maximum return by leveraging tiered interest rates
  • Earn competitive interest income every day your balance is above $100
  • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
  • Make up to six preauthorized withdrawals per month
  • Make mobile deposits from your smart phone or tablet for just 50 cents each
  • Get convenient monthly statements by mail or go green with eStatements
  • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • A $4 monthly service charge applies if your balance falls below $100

Gold Money Market

Earn a market-driven interest rate when you keep $10,000 or more in the Gold Money Market account – Contact Us!

  • $10,000 minimum balance to open and maintain
  • Earn rates adjusted according to market conditions
  • Earn competitive interest income every day your balances is above $10,000
  • Reward! Get a Bonus Rate on your certificates of deposit - ask for details
  • Free online personal banking
  • Make mobile deposits from your smart phone or tablet for just 50 cents each
  • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
  • Make up to six preauthorized withdrawals per month
  • Get convenient monthly statements by mail or go green with eStatements
  • Enjoy $250,000 FDIC protection – visit www.fdic.gov
  • A low $25 monthly service charge applies if your balance falls below the minimum of $10,000

Money Manager Account

When liquidity is critical, the popular Money Manager Account is a safe harbor for agricultural producers who manage larger balances – Contact Us!

  • $50,000 minimum balance to open and maintain
  • Earn rates adjusted according to market conditions
  • Leverage interest rate tiers to maximize return
  • Earn competitive interest income every day your balance is above $50,000
  • Make unlimited deposits and withdrawals in person, at ATMs, or by mail
  • Make up to six preauthorized withdrawals per month
  • Get convenient monthly statements by mail or go green with eStatements
  • Free online personal banking
  • Make mobile deposits from your smart phone or tablet for just 50 cents each
  • Enjoy $250,000 FDIC protection – visit www.fdic.gov

Member FDIC, Equal Housing Lender. Insurance and Trust not FDIC Insured.

©2016 Dacotah Banks, Inc. Dacotah Banks, Inc. Member FDIC Equal Housing Lender Insurance and Trust
not FDIC Insured.